I’m stuck in a horrible cycle of paying one loan off and then going back the next day to get the money to pay the next one. I am going to file chapter 7 bankruptcy. It takes about 3-4 months to complete. What should I do with the loans that I owe now? Please help.. Thank you I plan to include them in my bank, but what do I do with them while I am filing? Any idea’s? Thanks again Has anyone been through this before. Today I found out that… Include them in your chapter 7 and have your lawyer send out the letters to the creditors. . Talk to your bankruptcy lawyer. . He will explain the whole process and yes, definitely include those pay day loans into your bankruptcy. They are “unsecured” loans and can be discharged just like credit card debt.
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